The local investigation into an explosion and fire that leveled a southern Dawson County home in March is ongoing, but Allstate Insurance officials said they've denied the property owner's compensation claim because the incident wasn't an accident.
"After a thorough investigation into the insured's claim, Allstate determined the fire was intentionally set, which is not a covered loss," said Daniel Groce, a spokesman for the company.
"Further, it was determined the insured misrepresented material facts regarding the claim during the course of our investigation."
The homeowner, Nancy Phillips, could not be reached for comment on the matter.
No one was home at 115 Wildwood Court when the nearly 4,000-square-foot house, which was on the market, burst into flames March 20.
Friends said the family lost nearly everything. The initial assessment by fire investigators was that the explosion could have been propane related.
Dawson County Fire Marshal Tim Satterfield said the insurance company's investigation is separate from the probe his office is conducting into the explosion and blaze.
"Our ongoing investigation is independent of the insurance company," he said. "We're still doing all the fact finding and doing our own investigation and working in conjunction with the state."
Groce reiterated Allstate's decision to deny the claim.
"This is something we take very seriously, and it is not something we'd be doing if we didn't have very good reason," he said.
"The claim has been denied and we continue to cooperate with the [local] fire marshal's office in their investigation of the fire."